Technology

3 Ways To Shop Safely Online

onlinemicro

For your mate, your children, or yourself, shopping online can be a great thing to do because you have a world of purchasing options right at your finger tips. But, do you know the correct way to shop online? If you don’t, you have come to the right place. Check out these three ways to shop safely.

Click, Purchase…Done!

Never assume that just because you can purchase something online that it will always come from a safe source, because this may not always be the case.

1. One aspect of online that consumers need to pay special attention to is with emails. Some emails look convincing, which means that they appear to be from a reputable source or online retailer.

However, it can turn out to be a scam to gain access to your financial and personal information. Rather than clicking on a link, always type the store’s Web site in your browser. This will make you less prone to phishing scams, and you keep your information safe.

2. Using third-party sites, such as PayPal, may seem like a risky thing to do, but using them actually are a lot safer than you may think. PayPal stores your credit card information so that you do not have to give out your number to numerous vendors. The transaction will list PayPal as your payment method and it leaves your credit card information off of the invoice. What a small price to pay for a big piece of mind.

3. If you have a lot of people to purchase gifts for during the holidays, it is only natural that you want to get great gifts at bargain prices. With that, bidding sites such as eBay or Craigslist are prone to having scammers on them. What can I do to protect my information? Never agree to any transactions with anyone offering wire transfers, check by mail or payment upon delivery. eBay posts buyer and seller satisfaction rates based off of reviews given by other eBay consumers who have interacted with one another.

Here are other tips for online safety:

  • Check for the lock icon or other indication in the address bar (such as “https:”) to ensure the site uses a secure connection;
  • Don’t let the site store your credit card information;
  • Read the site’s privacy, return and refund policies;
  • If the site lists a toll-free telephone number for orders, place your order by phone rather than online;

Buyer Beware

The only real way to protect yourself from having your information being ripped off is to go with your instinct. If the site that you are on looks illegitimate, it probably is. Happy shopping!

Web Links:

http://www.investopedia.com/financial-edge/0812/5-ways-to-shop-safely-online.aspx

http://www.cnet.com/how-to/how-to-shop-safely-online/

Kimberly Williams

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